Financing Your New Air Conditioning or Heating Equipment Purchase

California FIRST

CaliforniaFIRST provides financing with no money down for home energy efficiency, renewable energy, and water-saving upgrades. With PACE financing, your borrowing potential is based on your home equity, and it's repaid on your property taxes over the course of 5-30 years at a fixed rate that never rises. You can borrow up to 15% of your property value, and the balance may transfer to the new owner upon sale of the property. The CaliforniaFIRST program solves many of the financial hurdles facing property owners wanting to install energy and water improvements.

Offered in partnership with local governments, CaliforniaFIRST is simple and easy to use with superior customer support.

Why choose CaliforniaFIRST?

  • 100% financing with no out-of-pocket costs
  • Fast in-home approvals
  • Borrow up to 15% of property value
  • Flexible repayment terms: 5, 10, 15, 20, 25 or 30 years
  • Balance may transfer to new owner upon sale
  • No prepayment penalty
  • Financed amount won't appear on credit report

Apply Now